ASBM Business Updates is a Weekly Selective Compilation of Business News from Various Sources.
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Banking
Digital Human is Chris
Skinner’s third book about digital banking, which in this volume he has placed
in a larger historical, evolutionary, geographic and even archeological
context. But for now, I am going to focus on digital banking and the sharp
contrasts between the speed of adoption in the developing world -- Asia and
Africa in his account -- compared to technology deployed in banking in most of
North American Europe. He is more than a little skeptical about banks that slap
a digital label, or a digital executive position or two, onto a legacy IT
architecture and a legacy organizational chart.
International Business
International Business Machines Corporation delivered an ROE
of 32.49% over the past 12 months, which is an impressive feat relative to its
industry average of 13.08% during the same period. However, whether this
above-industry ROE is actually impressive depends on if it can be maintained. A
measure of sustainable returns is IBM’s financial leverage. If IBM borrows debt
to invest in its business, its profits will be higher. But ROE does not capture
any debt, so we only see high profits and low equity, which is great on the
surface. But today let’s take a deeper dive below this surface.
Retail
Lost in all the
demographic headlines impacting the retailing business the past decade –
emerging Millennials, aging Boomers, fewer immigrants – is one particular development that is making a lot of people
in the business of selling stuff to the youth market sleep like a baby: You
know, waking up every two hours crying their heads off.
A supply chain awakening, of sorts, is finally
gripping the mid-market. And surprisingly, it’s not being driven by supply
chain management (SCM) and procurement solution technology advances. While
there’s no doubt the tools of the trade have continued to improve, perhaps
surprisingly, it’s the content associated with the solution provider's supplier
network that is now setting the hook. And it's simple: More favorably priced
contracts for commonly purchased goods and services —that’s what’s driving
market adoption. The value of these contracts not only eliminates budget-driven
sales objections, but they allow new customers to essentially “turn on” a
significant savings opportunities, even before the underlying software is fully
implemented.
Source of Information for this issue: Google alert accessed on April 9,2018
Knowledge Is Power. Be Informed, Be Knowledgeable, Be Powerful.
Best wishes
Compilation
SK ABDUL GAFFAR
Asst. Librarian
Information and Documentation Division, Chanakya Central Library
Asian School of Business Management
Shiksha Vihar Bhola,
Barang Khurda Road, Chandaka
Bhubaneswar-754012
www.asbm.ac.in
Tel:0674-2374832, 2374833
E-mail:library@asbm.ac.in,
SK ABDUL GAFFAR, Asst. Librarian, Knowledge and Information Services Unit, Chanakya Central Library, Asian School of Business Management, Bhubaneswar. library@asbm.ac.in ; www.asbm.ac.in
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