Monday, September 30, 2013

ASBM Business Updates Vol. 2(28) 30 Sept 2013, Monday from Chanakya Central Library, Asian School of Business Management , Bhubaneswar.

ASBM Business Updates is a Weekly Selective Compilation of Business News from Various Sources. To find details follow the links.

BANKING
Infosys, country's second largest software services exporter, today launched a new version of its banking solution Finacle, aimed at making deeper inroads into the international markets.
"With Finacle 11E, we have taken a component approach to help banks of all sizes to rapidly modernise their operations in a phased manner, while minimising the risks. It will enhance banks' efficiency and improve customer experience across all channels," Infosys senior vice-president and global head for Finacle M Haragopal told PTI. Finacle today powers 168 banks across 81 countries and about 14 per cent of the global banked population are serviced by it, he added.
Banking and financial services accounted for 27 per cent of Infosys' revenue of Rs 11,267 crore in the June quarter.
"The offering is futuristic and resonates strongly with the impending trends in the banking space globally. This new solution is a key to Finacle's growth globally, especially in the advanced markets of the US and Europe," Haragopal said.
In the domestic market, over 50 per cent of the public and private sector banks and eight foreign banks are powered by Finacle, thus serving about 40 per cent of the banked population in the country.
"Factors like macroeconomic uncertainty, regulatory upheaval, and changing customer preferences are leading banks to transform their businesses rapidly. However, such large-scale transformation projects are often too expensive or too complex for these banks to take on," he said.
Foreign banks are pushing to raise billions of dollars from expatriate Indians in response to New Delhi's drive to defend its weak currency, which could mean the government can avoid the need for a sovereign bond or state-backed deposit scheme to attract inflows.
The foreign banks are offering upfront financing for wealthy non-resident Indians (NRIs) to set up dollar deposits in India following various central bank incentives, including cheap dollar/rupee swap rates, private banking sources told Reuters.
This would resurrect a practice which proved successful in drawing in dollars from non-resident Indians (NRIs) in 2000, when the rupee was also under pressure. The sources said banks could raise about $10 billion or more.
"It's a disguised NRI bond because you are basically getting in money locked in," said Rajeev Malik, senior economist at CLSA Singapore. One of the things unique about the scheme was the leverage being provided to non-resident Indians, he said. The other was the central bank's offer to swap the dollars for rupees cheaply.
"All this is being done mainly because government-related actions that will be more constructive are either not coming or slow in coming."
The rupee slumped to a record low of close to 69 per dollar in late August as investors saw India, with a record current account deficit, hefty fiscal deficit and slowing growth, as one of the most vulnerable economies in emerging markets to any tapering of the U.S. monetary stimulus programme.
The foreign banks, including Citi, DBS and Standard Chartered Bank, will officially launch the special bank accounts this week, the private banking sources said.
The banks will offer their wealthiest segment of private banking clients roughly 90 per cent of the foreign currency deposit placed in India, four of the private bankers said.

FINANCE
India Infoline Finance Ltd (IIFL) today said it has raised Rs 615 crore in the first three days of opening of its non-convertible debentures (NCDs) for subscription.
The company has launched a public issue of secured redeemable NCDs aggregating up to Rs 525 crore, with an option to retain over-subscription up to Rs 525 crore, leading to a total of Rs 1,050 crore. Out of Rs 615 crore, IIFL has collected Rs 573 crore in the Monthly Income Option plan, a company release said here.
Investors are preferring to opt for the Monthly Income Option of 3 and 5 years. The retail and QIB (qualified institutional buyer) portions have been fully subscribed, it said.
The NCDs have an option of monthly and annual interest payment. The yield works out to 12.68 per cent per annum for the monthly interest option and 12 per cent a year for the annual one.
The issue opened for subscription on September 17 and closes on October 4.

INDIA MANAGEMENT
Coca-Cola India is restructuring the leadership team at its bottling arm Hindustan Coca-Cola Beverages (HCCB) with an aim of making India one of the top five markets for the $48-billion Atlanta-based corporation.
Just last month, the maker of Sprite and Thums Up had announced organizational changes to bring in greater synergies between the company's management and its bottling partners. Sanket Ray, zonal VP, Gujarat, Madhya Pradesh and Rajasthan, will be elevated as VP, commercial, at the bottling firm and Mayank Arora will take over Ray's position. In other changes, Lagan Shastri takes over as the zonal VP, Uttar Pradesh, Delhi and Jammu & Kashmir, while Ashutosh Singh will spearhead the water business for the world's largest soft drinks maker. All of them will report to T Krishnakumar, CEO of HCCB.
India is among the top seven markets globally for Coca-Cola. "We have made significant investments in the marketplace and as we get ready to further accelerate growth, it is very important to develop a high quality talent pipeline. These changes at HCCB are a step in that direction. This team will work closely with Coca-Cola India to achieve our 2020 vision," Krishnakumar told TOI. Coca-Cola plans to double revenues to $200 billion by 2020 and expects about 60% of the incremental sales volume growth to come from emerging markets like India and China.
Schroders has launched an Indian equities fund designed to look beyond short-term cyclical challenges and capture the long-term growth in the country, Citywire Global can exclusively reveal.
The asset management firm said the Schroder ISF Indian Opportunities fund will take an unconstrained, bottom-up view of potential investments in the country.
Schroders said the new fund will serve as a complementary strategy to the existing Schroder ISF Indian Equity fund, while posing a different management style.
It will be overseen by the company’s Asian equity investment team and advised on by Axis Asset Management Company (AMC), which has specialises in Indian equity investments.
This marks the first fund launch overseen by Schroders and Axis AMC since Schroders acquired a 25% stake in the Indian asset management business in September 2012.
Schroders intends to leverage Axis AMC’s on the ground expertise in India to identify the best investment opportunities for capital growth.
Investments will primarily be in stocks and equity-related securities of Indian companies that have substantial business exposure to India.
Commenting on the launch, Chandresh Nigam, managing director and CEO of Axis AMC, said: ‘India has been amongst the fastest growing major economies in the last 20 years. While India has certain short and medium term cyclical challenges, it has a number of long term competitive advantages that have allowed it to grow on a sustained basis.’
Nigam added the fund will pinpoint companies with medium-to-long-term growth potential.

INSURANCE
Union Finance Minister P Chidambaram has asked the Insurance Regulatory and Development Authority (Irda) to prepare a time frame for mandatory digitization of all the insurance policies in the country.
The minister today formally launched the Insurance Repository System (IR), a first of its kind initiative in the insurance sector across the world, which would enable policy holders to buy and keep insurance policies in dematerialised or electronic form.
While the policy holder can keep multiple policies under one e Insurance Account issued by the authorities in the new system, the digitization also allows to reduce the cost of managing accounts at the insurer end.
Irda has introduced the the demat system for insurance policies, both the existing and the new ones, only in the life insurance category on a voluntary basis to begin with.
Chidambaram said the insurance sector needs to quickly move to the digitization from the voluntary to the mandatory phase as this initiative entails multiple benefits both at the customer end and the insurer end.
It ‘s been 10 years since the share certificates were mandated to be put in demat form. The present initiative has to be quickly extended to all forms of insurance policies, he said. One of the benefits of this initiative would be to eliminate the possibility of the physical documents getting lost in un foreseen circumstances like calamities.
“Not a year passes with one part of the country going through a storm, an earthquake or a calamity similar to that happened recently in Uttarakhand. People migrate from rural to urban areas in large number and in the process they will have difficulty in establishing their identity to claim insurance benefits among other things,” Chidambaram said.

INTERNATIONAL BUSINESS
Microsoft Corp raised its quarterly dividend by 22 per cent and renewed its $40 billion share buyback program, extending an olive branch to investors who are expected to grill its outgoing CEO on Thursday about a costly foray into mobile devices.
The surprisingly big hike takes Microsoft's dividend yield to around 3.4 per cent, ahead of major tech corporations such as International Business Machines Corp and Apple Inc .
But it may not satisfy activist investment firm ValueAct Capital and its supporters, mainly other big investment funds, analysts said. Some investors held out hope for a bigger slice of the company's $70 billion cash hoard, now that ValueAct has an option to take a seat on the software giant's board and exert greater influence over the company.
ValueAct has not publicized its goals. But people familiar with the fund's thinking say it questions Chief Executive Steve Ballmer's leadership and the wisdom of buying Nokia Corp's handset unit to delve deeper into the low-margin hardware business, and that it wants higher dividends and share buybacks.
Microsoft's shares finished 0.39 per cent higher at $32.93 on the Nasdaq.
"I expected ValueAct to push for a big lump-sum payment like they have in the past," said Fort Pitt Capital analyst Kim Forrest, who has not spoken with the fund.
"And this is Microsoft saying no."
A hotly anticipated investor meeting on Thursday will give shareholders their first chance to quiz management on who may replace Ballmer, who announced plans to retire within a year after ValueAct pressed for his ouster.
It is unclear how hard ValueAct pushed Microsoft to share more of its $70 billion cash hoard. ValueAct CEO Jeffrey Ubben declined to comment about Microsoft during an industry event in New York on Tuesday.
For years, investors have called on Microsoft to return cash to shareholders rather than invest in peripheral projects, and limit its focus to serving enterprise customers with its vastly profitable Windows, Office and server products.

MANAGEMENT
Companies that depend on Mobile Device Management (MDM) software to secure iPhones and iPads will find they have far more app control with those devices running the new iOS 7, companies say.
MDM technology is what many corporations depend on for mobile security, and providers say users of their products will find that the latest version of iOS, available Wednesday, shows Apple making a strong push toward app-centric security.
This is a significant change from previous versions of the mobile operating system, which focused more on controlling hardware-centric components, such as the camera, the Bluetooth wireless system and the GPS, said Chandra Sekar, director of product marketing for Citrix. Apple has recognized that enterprises today want more control over the applications running on the device.
“What Apple is doing is recognizing that need from an enterprise standpoint and providing MDM APIs that better allow vendors to take advantage of the operating system hooks to provide application-level security,” Sekar said.
MDM customers will have the most control over apps that their IT departments install on the device and shuffle over to a separate business account, which Apple allows to run separately from the device user’s personal account.
Through the MDM system, companies will be able to prevent data from moving between accounts. In addition, apps installed by IT staff can be configured to only share data with specific apps.
For companies that allow employees to use their own devices, conflicts may arise if the worker is already using an app that the company wants to install. In order for the company to have data control, the employee will have to agree to uninstall the app first, John Herrema, senior vice president of product management for Good Technology, said.
Once the company takes control, restrictions on data movement may prevent employees from using the app in the same way they did before, Herrema said. This could become even more problematic if the employee paid for the app

ODISHA BUSINESS
  The proposed ultra mega power projects in Odisha and Tamil Nadu will be linked to the government’s surplus coal policy as and when the latter is finalised.
According to a Power Ministry official, the invitation of initial bids for the upcoming 4,000 MW ultra mega power project (UMPP) each in Odisha and Tamil Nadu will come on time and a decision on the surplus coal policy will be linked to it.
Surplus coal policy will enable the usage of excess coal from the mines allotted for a project to another project of the same company.
“So when the policy gets finalised, it will automatically be linked to the UMPPs. The EGoM (Empowered Group of Ministers) has also approved this proposal when it finalised the Standard Bidding Documents (SBDs),” the official said.
Some of the private power producers had expressed concerns over bidding for the proposed UMPPs – Bedabahal (Odisha) and Cheyyur (Tamil Nadu) as the surplus coal policy is yet to be finalised.
In August 2008, an EGoM had given approval for Reliance Power to divert surplus coal from the Sasan blocks for another project in Chitrangi. Both projects are in Madhya Pradesh.
Referring to this case, the private power companies had said the government should come up with clear cut guidelines for the usage of excess coal from the captive mines.
The surplus coal policy will be decided in consultations with various ministries including Power, Coal, Law and Environment and Forests.
Another EGOM headed by Defence Minister A.K Antony, last month, cleared the proposal of amending the standard bidding documents for implementing the new Case-II thermal power plants including the 4,000 MW UMPPs.
Case-I projects are where developers have the choice to decide on location, fuel and technology to be used.
In Case-II thermal power projects, the location of the project and fuel to be used are already decided before the start of competitive bidding.
The Government has so far allotted four UMPPs. The first at Mundra in Gujarat was awarded to Tata Power, which has already commissioned the plant. Reliance Power bagged the others – Sasan (Madhya Pradesh), Krishnapatnam (Andhra Pradesh) and Tilaiya (Jharkhand).

RETAIL
Suwarnsparsh, an organised retail chain in gemstone and jewellery, said it is exploring options to raise Rs 40 crore through private equity to fund expansion to about 200 outlets in next five years on pan-India basis.
Established in 2009, Suwarnsparsh currently operates 42 outlets in Mumbai and Pune on owned-and-operational basis. With an annual turnover of Rs 34 crore in 2012-13 (April- March), the company has set an ambitious topline target to reach over Rs 500 crore with its proposed retail expansion.
Suwarnsparsh has a total retail space of 23,000 sq ft from its 42 outlets and plans to bring under its ambit 150,000 sq ft with its planned expansion of 200 outlets, Suwarnsparsh Chairman and Managing Director Vimal Patel told PTI here.
The retailer, which currently derives about 75 per cent of its revenue from gemstone and the balance from one gram jewellery, expects to see increased contribution from the latter segment and garner revenue in equal proportion going forward.
"Unlike the organised retail industry, which is modeled on high volume low margin business, we operate a niche business with high margins derived from our insightful domain knowledge on the subject generated over the past two decades," Patel said.
The retailer plans to end 2013-14 with revenue of Rs 65-70 crore based on its current sales trend. The company also expects a margin expansion on this enhanced sell, as a result of in-house manufacturing of the one gram jewellery and merging gemstone purity certificate business, highly profitable group company, with itself.
Based on broad estimates, the gems and jewellery segment in India is estimated at Rs 2 lakh crore with jewellery constituting 80 percent of it.
Bricks-and-mortar retailers are trying to compete with Amazon.com Inc and each other by offering what they hope is the best of both worlds — online sales with the option of store pick-ups, delivery and returns.
When successful, this so-called omni-channel shopping — allowing customers the choice of buying in a physical store or online — can provide better service, more inventory and faster delivery options, e-commerce experts said at the Reuters Global Consumer and Retail Summit in New York. It is also one of the best ways that traditional retailers can hope to compete with Amazon, whose physical presence is limited to distribution centres.
“The promise is there, the potential is there, and when it works, it’s a lovely thing,” said Fiona Dias, referring to omni-channel shopping. Dias is chief strategy officer at ShopRunner, which provides e-commerce services to major US retailers.
But only a handful of retailers are doing it well. For starters, it is expensive. Making the change typically requires costly software to combine online and in-store inventory. Stores also need to be reconfigured to give workers room to pack and prepare orders.

SUPPLY CHAIN
Arkieva (www.arkieva.com) a leading designer and global provider of Advanced Planning and Scheduling (APS) software for multinational manufacturing companies today announced the opening of its new Indian office, based in Mangalore to meet the increasing demand for regionally delivered services from its Global 1000 customers with operations in the Asia Pacific Region.
Arkieva, celebrating its’ 20th Anniversary this year, provides manufacturers in a variety of industries such as chemicals, industrial fabrics, food processing, semiconductors, and industrial and commercial glass with software tools to help them more effectively and economically manage their supply chains.
Arkieva in the past has served customers with a presence in Japan, China, India, and Southeast Asia with resources either out of its Wilmington, Delaware, headquarters or out of its office in Antwerp, Belgium. “This move into India helps us better serve our existing clients and positions us for new opportunities in the region,” said Sujit Singh, chief operating officer of Arkieva. “Almost all of our major clients have operations in either India or China, or both.”
“Our immediate focus will to be establish our presence in Mangalore, and to grow our staff locally, which will allow us to more economically and efficiently provide our existing customers with technical support from a closer time zone,” added Singh. “Shortly after this first phase we will also be interested in talking to potential partners in the region for possible sales or technical alliances.”
The Centre For Process Innovation, based at Wilton, has announced it is leading a £10m project to bring cutting-edge technology, used in devices such as smartphones, to market more quickly.
CPI is leading a consortium of major companies to create a UK supply chain to enable the widespread adoption of low cost, near field communication (NFC) devices using printable electronics.
Many smartphones are enabled with NFC, allowing the user to interact with a diverse range of supported devices.
This capability is already used widely in applications such as contactless payment.
This project will extend NFC’s use so that smartphones can interact with printed items such as labels, posters, documents and product packaging. It will also allow retailers and manufacturers to manage their supply chains more efficiently.
CPI’s National Printable Electronics Centre, based at NETPark in Sedgefield - which focuses on design, development and prototyping for the emerging printable electronics industry - will lead on the project.
The project is part of the UK Government’s £116m Advanced Manufacturing Supply Chain Initiative (AMSCI) to strengthen UK manufacturing supply chains and to encourage major new suppliers to locate in the UK.
The project will build manufacturing capacity, develop manufacturing skills and demonstrate application deployment.
The project brings together the UK’s world-class strength in print, electronics and design in a collaborative consortium to open-up a globally competitive UK supply-chain in printed NFC components
Nigel Perry, CEO of CPI said, “CPI is delighted to lead the project, which is in line with our role in supporting the development and commercialisation of advanced manufacturing processes. The project will enable the UK to be competitive in this high growth global industry”.
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Source of  Information for this issue: Google alert accessed on 23rd and 24th Sept 201­­­­­­­­­­­­­­­­­­­­3

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Compilation
 Sabita Sahu
Junior Librarian
Concept, Layout and Editing
Syamaghana Mohanty
Chief Librarian
Information and Documentation Division,  Chanakya Central Library
Asian School of Business Management
Shiksha Vihar Bhola,
Barang Khurda Road, Chandaka
Bhubaneswar-754012
                              E-mail:library@asbm.ac.in, chieflibrarian@asbm.ac.in



Sabita Sahu :Junior Librarian and Syamaghana Mohanty : Chief Librarian, Knowledge and Information Services Unit, Chanakya Central Library, Asian School of Business Management, Bhubaneswar. chieflibrarian@asbm.ac.in ; www.asbm.ac.in

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